Janatha Seva Co-operative Bank Ltd., started its journey as Credit co-operative society in the year 1969. In the year 1996 the society graduated into Urban Co-operative Bank as Janatha Seva Co-operative Bank Limited and got RBI Licence on 17th October 1996 (RBI Licence No: UBD/KAN/1302P).
As per the co-operative principles, our bank was also built up for providing banking services to people of small means and started extending its area of operation. With the expanding horizons, continuous developments and competition the bank proposes to become full-fledged financial service provider, fulfilling requirements of customers and the stakeholders by providing all the services, as permitted by the Regulatory Authorities. The Bank has adopted advanced technology for providing faster and Convenient services to its clients. These major long term proposals will enable the bank to increase its Financial position and better fulfilment of expectations of all the Customers.
Drive your dream car with our competitive interest rates and flexible repayment options.
Expand your business with our customized loan solutions designed for entrepreneurs.
Invest in your future with our education loans, offering low interest rates and easy terms.
Meet your personal financial needs with our quick and hassle-free personal loans.
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Access your cash anytime, anywhere with our widespread ATM network, offering 24/7 banking convenience across India. Whether you need an instant withdrawal or a quick balance inquiry, our secure ATM services ensure your money is always within reach. For added safety, you can manage your ATM access through the Sarvatra Cardsafe App, allowing you to instantly block or unblock your card and set daily withdrawal limits for complete peace of mind.
Stay updated with instant SMS Alerts on your registered mobile number for all banking activities, including ATM withdrawals, POS transactions, and mobile banking. Receive timely notifications for deposit maturities, loan EMI reminders, and new product updates. This real-time service ensures your account remains secure and under your constant monitor.
Simplify your official payments with our DD and Pay Order facilities. Designed with security and accuracy in mind, these instruments offer a foolproof method for transferring large sums without the risk of bounced checks or delays. This represents the 'Gold Standard' of secure banking—a standard we deliver to you with a personal touch.
Janata Seva Co-operative Bank offers secure 'Safe Deposit Locker' facilities equipped with state-of-the-art security features. Lockers of various sizes (ranging from Type A to D) are available for storing jewelry and important documents. With competitive annual rentals and flexible operating options, this service ensures the reliable protection of your valuables. You can obtain further information regarding this service from Janata Seva Co-operative Bank.