A Term Deposit with Janatha Seva Co-operative Bank Ltd. is a secure and reliable investment option that allows you to grow your savings with guaranteed returns over a fixed period. It is ideal for individuals looking for stable income and capital protection without exposure to market risks.
Key Features
♦ Assured Returns: Fixed interest rates throughout the deposit tenure.
♦ Flexible Tenure Options: Choose from a wide range of short-term and long-term deposit periods.
♦ Attractive Interest Rates: Competitive rates to maximize your earnings.
♦ Auto-Renewal Facility: Option to renew deposits automatically on maturity.
♦ Loan/Overdraft Against Deposit: Access funds without breaking your deposit.
♦ Nomination Facility: Secure your investment for your loved ones.
|
Rate of Interest |
||
|
Tenure |
General |
Sr.Citizen |
|
31 days to 90 days |
5.00% |
5.50% |
|
91 days to 180 days |
5.50% |
6.00% |
|
181 days to 365 days |
6.25% |
6.75% |
|
Above 1 year to 2 years |
7.50% |
8.00% |
|
Above 2 years to 3 years |
7.25% |
7.75% |
|
Special scheme 21 months |
7.80% |
8.30% |
Benefits
♦ Safe and risk-free investment
♦ Guaranteed returns with predictable earnings
♦ Flexible interest payout options (monthly, quarterly, or on maturity)
♦ Helps in financial planning and wealth creation
Eligibility
♦ Individuals (single or joint accounts)
♦ Senior citizens (preferential rates, if applicable)
♦ Minors (with guardian)
♦ Trusts and institutions
Documents Required
⇒ Identity Proof (Aadhaar, PAN, etc.)
⇒ Address Proof
⇒ Passport-size photographs
A Term Deposit with Janatha Seva Co-operative Bank Ltd. is a dependable way to grow your money steadily while enjoying peace of mind and financial security.
