| Loan Rate of interest As on 11.03.2026 |
| SL No. |
PARTICULARS |
R.O.I. in percentage |
TERM (MONTHS) |
| 1 |
IMMOVABLE PROPERTY LOAN |
| (For House Purchase & Construction) |
| - Upto Rs. 35,00,000/- |
8.5 |
240 |
| - Above Rs. 35,00,000/- to Rs. 75,00,000/- |
9 |
240 |
| - Above Rs. 75,00,000/- to Rs. 1,40,00,000/- |
9.5 |
240 |
| (For Repair & Renovation) |
| - Upto Rs. 15,00,000/- |
9.00% |
120 |
| 2 |
SITE PURCHASE LOAN (Composite Loan) |
| - Upto Rs. 1,40,00,000/- Residential |
9.5 |
240 |
| Commercial (75% of the purchase value of the site) |
12 |
240 |
| 3 |
MARRIAGE LOAN – Upto Rs. 25,00,000/- |
10 |
120 |
| 4 |
EDUCATION LOAN |
| - For Engineering – Upto Rs. 20,00,000/- |
9.25 |
72 |
| - For Medical - Upto Rs. 50,00,000/- |
9.5 |
120 |
| (With Moratorium period of 12 months as per request) |
| 5 |
BUSINESS LOAN – Upto Rs. 12,00,00,000/- |
| (Priority) |
10 |
180 |
| (Non-Priority) |
11.5 |
180 |
| 6 |
MORTGAGE LOAN – Upto Rs. 12,00,00,000/- |
12 |
180 |
| 7 |
OVERDRAFT - Upto Rs. 5,00,00,000/- |
| (Priority) |
11 |
|
| |
|
12 |
| (Non-Priority) |
11.5 |
|
| (Contractors Only) - Upto Rs. 1,00,00,000/- |
11.5 |
12 |
| 8 |
JEWEL LOAN |
| - Upto Rs. 4,00,000/- (Bullet) |
|
12 |
| - Above Rs. 2,00,000/- to Rs. 20,00,000/- (EMI) |
9 |
|
| Loan for Agricultural purpose with proof |
8 |
12 |
| 8 |
SURETY LOAN – Upto Rs. 3,00,000/- |
13 |
48 |
| 9 |
VEHICLE LOAN – Rs. 50,00,000/- |
|
60 |
| (Individual) |
8.5 |
|
| |
|
60 |
| (Commercial) |
9.5 |
|
| ♦ Upto Rs.25,00,000/- with another surety |
| ♦ Above Rs.25,00,000/- Collateral surety should be taken as additional guarantee |
| 10 |
“B” Khatha Loans |
120 |
| “B” Khatha loans for construction purpose (Rs.1.00 crores, 75% of Guideline Value or 60% of the Market value whichever is less) |
10 |
| “B” Khatha Loan for (priority Purpose) |
11 |
| “B” Khatha Loan for (Non- priority Purpose) |
| (Rs.5.00 crores, 75% of Guideline Value or 60% of the Market value whichever is less) |
12.5 |
11
|
Janatha Seva Rental loan |
11% |
|
| Upto Rs .12,00,00,000/- |
|
120 |
