A Mortgage Loan from Janatha Seva Co-operative Bank Ltd. allows you to unlock the value of your property to meet your financial needs. By mortgaging your residential or commercial property, you can access funds for personal, business, or emergency requirements while continuing to retain ownership of your asset.

Key Features

♦  Loan Against Property: Secure loan by mortgaging your property.

♦  High Loan Amount: Funding based on the market value of the property.

♦  Competitive Interest Rates: Affordable rates for cost-effective borrowing.

♦  Flexible Repayment Tenure: Convenient repayment options over a longer duration.

♦  Quick Processing: Fast approval and disbursement of funds.

♦  Multipurpose Usage: Funds can be used for personal or business needs.

Benefits

♦  Unlocks the value of your immovable assets

♦  Lower interest rates compared to unsecured loans

♦  Helps manage large expenses or expand business

♦  Retain ownership while using your property as collateral

Eligibility

♦  Salaried individuals

♦  Self-employed professionals and business owners

♦  Property owners with clear and marketable title

Documents Required

⇒  Identity Proof (Aadhaar, PAN, etc.)

⇒  Address Proof

⇒  Income Proof (salary slips, bank statements, IT returns)

⇒  Property documents (title deed, tax receipts, etc.)

Repayment Options

⇒  Easy EMI-based repayment

⇒  Flexible tenure options to suit your financial capacity

⇒  Prepayment and foreclosure options available (as per bank norms)

A Mortgage Loan from Janatha Seva Co-operative Bank Ltd. provides a smart way to access substantial funds while keeping your property intact, helping you meet your financial goals with confidence.