UPI (Unified Payments Interface) offered by Janatha Seva Co-operative Bank Ltd. is a fast, secure, and convenient digital payment system that allows customers to transfer money instantly between bank accounts using their mobile phones. It enables seamless cashless transactions anytime, anywhere.

Key Features

♦  Instant Transfers: Real-time fund transfer between bank accounts.

♦  24/7 Availability: Make payments anytime, including holidays.

♦  Easy Payments: Transfer money using UPI ID, mobile number, or QR code.

♦  Multiple Bank Accounts: Link and manage multiple accounts in one app.

♦  Secure Transactions: Two-factor authentication ensures safe payments.

♦  Wide Acceptance: Accepted at merchants, online stores, and peer-to-peer payments.

Benefits

♦  Quick and hassle-free money transfers

♦  No need to enter bank account details for every transaction

♦  Safe and secure digital payment system

♦  Convenient for daily transactions and bill payments

♦  Reduces dependency on cash

Usage

♦  Peer-to-peer money transfers

♦  Bill payments and mobile recharges

♦  Shopping payments via QR codes

♦  Online purchases and subscriptions

Requirements

⇒  Mobile banking or UPI-enabled application

⇒  Registered mobile number linked with bank account

⇒  Active account with Janatha Seva Co-operative Bank Ltd.

⇒  UPI ID (Virtual Payment Address)

UPI services from Janatha Seva Co-operative Bank Ltd. provide a modern and efficient way to manage your payments, making transactions faster, safer, and more convenient for everyday use.